JD
Reviewed by John Doe, CPCU
Licensed Insurance Professional • 15+ years experience
VERIFIED
If a client trips over your laptop cord, that's General Liability. If a client sues because your advice caused them to lose $50,000, that's Professional Liability.
Which One for Your Industry?
- General Liability: Essential for anyone with an office, job site, or who visits clients (Landscapers, Retail, Contractors).
- Professional Liability: Essential for anyone providing advice or services (Consultants, Accountants, IT Professionals, Realtors).
Many modern BOP policies allow you to add a Professional Liability rider for a discounted rate.
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About This Guide
This guide was researched and written by the General Liability Guide editorial team to help business owners navigate the complexities of commercial insurance. We use data from industry leaders and regulatory filings to provide the most accurate estimates possible.