JD
Reviewed by John Doe, CPCU
Licensed Insurance Professional • 15+ years experience
VERIFIED
If you were to buy your business insurance "à la carte," you would likely pay 20% more than if you bought a BOP. A Business Owners Policy is the industry standard for small, low-risk firms.
What's Inside a BOP?
- General Liability: Protects against slips, falls, and damage to others.
- Commercial Property: Protects your office, computers, and inventory.
- Business Interruption: Replaces lost income if a fire or disaster forces you to close temporarily.
Many carriers allow you to add "endorsements" (extra coverage) to a BOP for things like cyber or professional liability.
Advertisement
Sponsored Content
Frequently Asked Questions
About This Guide
This guide was researched and written by the General Liability Guide editorial team to help business owners navigate the complexities of commercial insurance. We use data from industry leaders and regulatory filings to provide the most accurate estimates possible.